MODERN
Retirement Planners
MODERN
Retirement Planners
For Professionals Who Value Math Over Moods
For Professionals Who Value Math Over Moods
As Seen On
As Seen On
About Fearless Wealth
About Fearless Wealth
About Fearless Wealth
Fearless Wealth was founded in 1998 to challenge the status quo that leaves retiring investors uneasy and uncertain. For years, the industry has relied on generic model portfolios and risk scores—tools that promise clarity but too often leave investors with nagging doubts about whether they’re truly prepared for retirement. We recognized that one-size-fits-all advice misses what really matters: your actual life, your priorities, and the unpredictability that markets bring.
Fearless Wealth was founded in 1998 to challenge the status quo that leaves retiring investors uneasy and uncertain. For years, the industry has relied on generic model portfolios and risk scores—tools that promise clarity but too often leave investors with nagging doubts about whether they’re truly prepared for retirement. We recognized that one-size-fits-all advice misses what really matters: your actual life, your priorities, and the unpredictability that markets bring.
Fearless Wealth was founded in 1998 to challenge the status quo that leaves retiring investors uneasy and uncertain. For years, the industry has relied on generic model portfolios and risk scores—tools that promise clarity but too often leave investors with nagging doubts about whether they’re truly prepared for retirement. We recognized that one-size-fits-all advice misses what really matters: your actual life, your priorities, and the unpredictability that markets bring.
Our approach is different. We replace confusion and jargon with an educational, evidence-backed planning system designed for discerning individuals. Fearless Wealth equips clients to see beyond standard industry formulas, clarifying options and outcomes before any commitments are made. The result is peace of mind and a plan built for genuine financial security—not assumptions. If you sense something missing in the advice you’re getting, you’re not alone. Fearless Wealth offers the clarity, transparency, and personal stewardship that industry norms can’t. Here, retirement planning means understanding your options—and having confidence in your future.
Our approach is different. We replace confusion and jargon with an educational, evidence-backed planning system designed for discerning individuals. Fearless Wealth equips clients to see beyond standard industry formulas, clarifying options and outcomes before any commitments are made. The result is peace of mind and a plan built for genuine financial security—not assumptions. If you sense something missing in the advice you’re getting, you’re not alone. Fearless Wealth offers the clarity, transparency, and personal stewardship that industry norms can’t. Here, retirement planning means understanding your options—and having confidence in your future.
Our approach is different. We replace confusion and jargon with an educational, evidence-backed planning system designed for discerning individuals. Fearless Wealth equips clients to see beyond standard industry formulas, clarifying options and outcomes before any commitments are made. The result is peace of mind and a plan built for genuine financial security—not assumptions. If you sense something missing in the advice you’re getting, you’re not alone. Fearless Wealth offers the clarity, transparency, and personal stewardship that industry norms can’t. Here, retirement planning means understanding your options—and having confidence in your future.
1000+
1000+
Clients Served
Clients Served
25+
25+
Years Experience
Years Experience
0
0
Fear
Fear
Retirement Worries?
It’s Not The Market.
Retirement Worries?
It’s Not The Market.
Retirement Worries?
It’s Not The Market.
The Industry Approach
The Industry Approach
Feelings Based
Based on emotions and guesswork
Ignore
Avoids cycles, inflation, and history
Pretend
Assumes every year is “average”
Absolutes
All-or-Nothing thinking
Quantity
“More Stocks = More Safety”
Complicated
Confusion equals control
The Modern Approach
The Modern Approach
Math Based
Built on data and probability
Acknowledge
Adapts to market realities
Reality
Accepts that each decade is unique
Nuances
Adjusts per cycle and condition
Correlation
Understands diversification limits
Smart
Simple, clear, math-driven
97% of Americans agree: Financial Advisors should always be legally obligated to act in their clients’ best interests.
Yet, nearly 9 out of 10 U.S. advisors are registered as brokers, earning commissions by selling products that only need to be “suitable”—not necessarily the best choice for you.
Only 11.2% of advisors nationwide operate as fiduciaries, ensuring your goals come first, always.
97% of Americans agree: Financial Advisors should always be legally obligated to act in their clients’ best interests.
Yet, nearly 9 out of 10 U.S. advisors are registered as brokers, earning commissions by selling products that only need to be “suitable”—not necessarily the best choice for you.
Only 11.2% of advisors nationwide operate as fiduciaries, ensuring your goals come first, always.
97% of Americans agree: Financial Advisors should always be legally obligated to act in their clients’ best interests.
Yet, nearly 9 out of 10 U.S. advisors are registered as brokers, earning commissions by selling products that only need to be “suitable”—not necessarily the best choice for you.
Only 11.2% of advisors nationwide operate as fiduciaries, ensuring your goals come first, always.
We give you a lot,
but none of the junk.
We give you a lot,
but none of the junk.
We give you a lot,
but none of the junk.
NO
NO
NO
Secure Reliable
Retirement Income
Secure Reliable
Retirement Income
Secure Reliable
Retirement Income
Advisors know markets trend upward 80% of the time, yet they still lock their clients into rigid, one-size-fits-all portfolios that lag behind in growth and suffer steeply during downturns.
True wealth management isn’t static: it adapts, investing confidently during stable uptrends and protecting capital in volatile declines.
At Fearless Wealth, our retirement portfolios are engineered to maximize your income regardless of market conditions so you can retire strong and have enduring confidence.
Our Team
Our Team
Our Team
RC Peck
Founder & Principal
28 Years Experience
RC Peck
Founder & Principal
28 Years Experience
RC Peck
Founder & Principal
28 Years Experience
Beatriz Soriano
Relationship Manager
17 Years Experience
Beatriz Soriano
Relationship Manager
17 Years Experience
Beatriz Soriano
Relationship Manager
17 Years Experience
Paul Brannan
Institutional Manager
35 Years Experience
Paul Brannan
Institutional Manager
35 Years Experience
Paul Brannan
Institutional Manager
35 Years Experience
Scott Smith
Communications Manager
27 Years Experience
Scott Smith
Communications Manager
27 Years Experience
Scott Smith
Communications Manager
27 Years Experience
Julie Kamps
Kamps Legal, P.C.
28 Years Experience
Julie Kamps
Kamps Legal, P.C.
28 Years Experience
Julie Kamps
Kamps Legal, P.C.
28 Years Experience
Michael Shuman
Operations Manager
13 Years Experience
Michael Shuman
Operations Manager
13 Years Experience
Michael Shuman
Operations Manager
13 Years Experience
Smart. Powerful. Insightful.
Smart. Powerful. Insightful.
Smart. Powerful. Insightful.
Curious whether your wealth is optimally aligned?
Schedule a brief, confidential call with an advisor to experience a tailored Portfolio X-Ray.
No obligations—just clarity and perspective built for discerning investors
Curious whether your wealth is optimally aligned?
Schedule a brief, confidential call with an advisor to experience a tailored Portfolio X-Ray.
No obligations—just clarity and perspective built for discerning investors
Curious whether your wealth is optimally aligned?
Schedule a brief, confidential call with an advisor to experience a tailored Portfolio X-Ray.
No obligations—just clarity and perspective built for discerning investors
Fearless Wealth.
Retirement Experts Since 1998.
Fearless Wealth is a trade name for Peck Wealth Management, LLC.
Investment Advisory Services offered through Peck Wealth Management, LLC. A Washington State & California State Registered Investment Advisor. Access to Peck Wealth Management, LLC is only available to Peck Wealth Management, LLC clients pursuant to a signed investment advisory agreement and acceptance of our Client Relationship Summary and Brochure (Form ADV, Parts 2A, and 2B). Clients are encouraged to read these documents carefully. Each Personal Portfolio is subject to an account minimum. Peck Wealth Management, LLC retains the right to revise or modify portfolios or strategies if it believes that such modifications would be in the best interest of its clients.
If you have a question about your managed investment account or you want to speak to customer service, call 650.257.0207 Monday-Friday, 9 AM to 5 PM Pacific time and leave a voicemail. For fastest response time email us at Hello@FearlessWealth.com and we will get back to you that day.
Any index referenced for comparison is unmanaged and cannot be invested in directly. This message may contain information that is confidential or privileged and is intended only for the individual or entity named above and does not constitute an offer for or advice about any alternative investment product. Such advice can only be made when accompanied by a prospectus or similar offering document. Past performance is not indicative of future performance. Please make sure to review important disclosures at the end of each email and page. Note: Joining the Fearless Wealth email or community is not an offering for any investment. Investors should discuss any investment with their personal investment counsel. RC Peck is not your personal investment counsel unless you have a current signed agreement with him directly. Before seeking any advisor's services or making an investment in a fund, investors must read and examine thoroughly the respective disclosure document or offering memorandum.
PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. THERE IS A RISK OF LOSS AS WELL AS THE OPPORTUNITY FOR GAIN WHEN INVESTING. WHEN CONSIDERING ALTERNATIVE INVESTMENTS, INCLUDING GOLD AND LEVERAGED FUNDS, YOU SHOULD CONSIDER VARIOUS RISKS INCLUDING THE FACT THAT SOME PRODUCTS: OFTEN ENGAGE IN LEVERAGING AND OTHER SPECULATIVE INVESTMENT PRACTICES THAT MAY INCREASE THE RISK OF INVESTMENT LOSS, CAN BE ILLIQUID, AND ARE NOT REQUIRED TO PROVIDE PERIODIC PRICING OR VALUATION INFORMATION TO INVESTORS, MAY INVOLVE COMPLEX TAX STRUCTURES AND OFTEN CHARGE HIGH FEES.
Alternative investment performance can be volatile. An investor could lose all or a substantial amount of his or her investment. You are advised to discuss with your financial advisers your investment options and whether any investment is suitable for your specific needs prior to making any investments. All material presented herein is believed to be reliable but we cannot attest to its accuracy. Opinions expressed in these reports may change without prior notice. RC Peck and/or the staff may or may not have investments in any funds cited above as well as economic interest. As much as we back-check and re-check, some material may contain errors, and you shouldn't make any investment decision based solely on what you read here or in our free weekly email or videos. It's your money and your responsibility.
© 2024 Fearless Wealth. All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is prohibited without written permission from Fearless Wealth, Fearless Wealth Publishing, Inc or Peck Wealth Management, LLC , Kirkland, Washington 98033 or www.FearlessWealth.com. You can also read the Privacy Policy here.
Please see additional disclosures here. ADV Forms can be viewed here.
Fearless Wealth.
Retirement Experts Since 1998.
Fearless Wealth is a trade name for Peck Wealth Management, LLC.
Investment Advisory Services offered through Peck Wealth Management, LLC. A Washington State & California State Registered Investment Advisor. Access to Peck Wealth Management, LLC is only available to Peck Wealth Management, LLC clients pursuant to a signed investment advisory agreement and acceptance of our Client Relationship Summary and Brochure (Form ADV, Parts 2A, and 2B). Clients are encouraged to read these documents carefully. Each Personal Portfolio is subject to an account minimum. Peck Wealth Management, LLC retains the right to revise or modify portfolios or strategies if it believes that such modifications would be in the best interest of its clients.
If you have a question about your managed investment account or you want to speak to customer service, call 650.257.0207 Monday-Friday, 9 AM to 5 PM Pacific time and leave a voicemail. For fastest response time email us at Hello@FearlessWealth.com and we will get back to you that day.
Any index referenced for comparison is unmanaged and cannot be invested in directly. This message may contain information that is confidential or privileged and is intended only for the individual or entity named above and does not constitute an offer for or advice about any alternative investment product. Such advice can only be made when accompanied by a prospectus or similar offering document. Past performance is not indicative of future performance. Please make sure to review important disclosures at the end of each email and page. Note: Joining the Fearless Wealth email or community is not an offering for any investment. Investors should discuss any investment with their personal investment counsel. RC Peck is not your personal investment counsel unless you have a current signed agreement with him directly. Before seeking any advisor's services or making an investment in a fund, investors must read and examine thoroughly the respective disclosure document or offering memorandum.
PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. THERE IS A RISK OF LOSS AS WELL AS THE OPPORTUNITY FOR GAIN WHEN INVESTING. WHEN CONSIDERING ALTERNATIVE INVESTMENTS, INCLUDING GOLD AND LEVERAGED FUNDS, YOU SHOULD CONSIDER VARIOUS RISKS INCLUDING THE FACT THAT SOME PRODUCTS: OFTEN ENGAGE IN LEVERAGING AND OTHER SPECULATIVE INVESTMENT PRACTICES THAT MAY INCREASE THE RISK OF INVESTMENT LOSS, CAN BE ILLIQUID, AND ARE NOT REQUIRED TO PROVIDE PERIODIC PRICING OR VALUATION INFORMATION TO INVESTORS, MAY INVOLVE COMPLEX TAX STRUCTURES AND OFTEN CHARGE HIGH FEES.
Alternative investment performance can be volatile. An investor could lose all or a substantial amount of his or her investment. You are advised to discuss with your financial advisers your investment options and whether any investment is suitable for your specific needs prior to making any investments. All material presented herein is believed to be reliable but we cannot attest to its accuracy. Opinions expressed in these reports may change without prior notice. RC Peck and/or the staff may or may not have investments in any funds cited above as well as economic interest. As much as we back-check and re-check, some material may contain errors, and you shouldn't make any investment decision based solely on what you read here or in our free weekly email or videos. It's your money and your responsibility.
© 2024 Fearless Wealth. All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is prohibited without written permission from Fearless Wealth, Fearless Wealth Publishing, Inc or Peck Wealth Management, LLC , Kirkland, Washington 98033 or www.FearlessWealth.com. You can also read the Privacy Policy here.
Please see additional disclosures here. ADV Forms can be viewed here.
Fearless Wealth.
Retirement Experts Since 1998.
Fearless Wealth is a trade name for Peck Wealth Management, LLC.
Investment Advisory Services offered through Peck Wealth Management, LLC. A Washington State & California State Registered Investment Advisor. Access to Peck Wealth Management, LLC is only available to Peck Wealth Management, LLC clients pursuant to a signed investment advisory agreement and acceptance of our Client Relationship Summary and Brochure (Form ADV, Parts 2A, and 2B). Clients are encouraged to read these documents carefully. Each Personal Portfolio is subject to an account minimum. Peck Wealth Management, LLC retains the right to revise or modify portfolios or strategies if it believes that such modifications would be in the best interest of its clients.
If you have a question about your managed investment account or you want to speak to customer service, call 650.257.0207 Monday-Friday, 9 AM to 5 PM Pacific time and leave a voicemail. For fastest response time email us at Hello@FearlessWealth.com and we will get back to you that day.
Any index referenced for comparison is unmanaged and cannot be invested in directly. This message may contain information that is confidential or privileged and is intended only for the individual or entity named above and does not constitute an offer for or advice about any alternative investment product. Such advice can only be made when accompanied by a prospectus or similar offering document. Past performance is not indicative of future performance. Please make sure to review important disclosures at the end of each email and page. Note: Joining the Fearless Wealth email or community is not an offering for any investment. Investors should discuss any investment with their personal investment counsel. RC Peck is not your personal investment counsel unless you have a current signed agreement with him directly. Before seeking any advisor's services or making an investment in a fund, investors must read and examine thoroughly the respective disclosure document or offering memorandum.
PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. THERE IS A RISK OF LOSS AS WELL AS THE OPPORTUNITY FOR GAIN WHEN INVESTING. WHEN CONSIDERING ALTERNATIVE INVESTMENTS, INCLUDING GOLD AND LEVERAGED FUNDS, YOU SHOULD CONSIDER VARIOUS RISKS INCLUDING THE FACT THAT SOME PRODUCTS: OFTEN ENGAGE IN LEVERAGING AND OTHER SPECULATIVE INVESTMENT PRACTICES THAT MAY INCREASE THE RISK OF INVESTMENT LOSS, CAN BE ILLIQUID, AND ARE NOT REQUIRED TO PROVIDE PERIODIC PRICING OR VALUATION INFORMATION TO INVESTORS, MAY INVOLVE COMPLEX TAX STRUCTURES AND OFTEN CHARGE HIGH FEES.
Alternative investment performance can be volatile. An investor could lose all or a substantial amount of his or her investment. You are advised to discuss with your financial advisers your investment options and whether any investment is suitable for your specific needs prior to making any investments. All material presented herein is believed to be reliable but we cannot attest to its accuracy. Opinions expressed in these reports may change without prior notice. RC Peck and/or the staff may or may not have investments in any funds cited above as well as economic interest. As much as we back-check and re-check, some material may contain errors, and you shouldn't make any investment decision based solely on what you read here or in our free weekly email or videos. It's your money and your responsibility.
© 2024 Fearless Wealth. All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is prohibited without written permission from Fearless Wealth, Fearless Wealth Publishing, Inc or Peck Wealth Management, LLC , Kirkland, Washington 98033 or www.FearlessWealth.com. You can also read the Privacy Policy here.
Please see additional disclosures here. ADV Forms can be viewed here.